moving to the USA

Complete Guide to Moving to the USA in 2025: Visa Options, Costs & Tips

Moving to the United States remains one of the most popular aspirations for people worldwide. With its diverse opportunities, world-class education, thriving economy, and cultural melting pot, America continues to attract millions of immigrants, students, and workers each year.

But moving to the USA is complex. The immigration system has multiple pathways, each with specific requirements, costs, and timelines. This comprehensive 2025 guide will help you understand your options and navigate the American dream successfully.

Table of Contents

Why Move to the United States?

Before diving into the logistics, let’s explore why the USA remains such an attractive destination:

1. Economic Opportunity

The United States has the world’s largest economy, offering:

  • Higher salaries in tech, finance, healthcare, and engineering
  • Entrepreneurial ecosystem with venture capital access
  • Diverse job markets across 50 states
  • Innovation hubs (Silicon Valley, New York, Austin, Boston)

Average Salaries (2025):

  • Software Engineer: $120,000-$180,000
  • Physician: $200,000-$400,000+
  • Financial Analyst: $70,000-$120,000
  • Registered Nurse: $70,000-$95,000
  • Teacher: $45,000-$65,000

2. World-Class Education

The USA hosts the most top-ranked universities globally:

  • 8 of top 10 universities worldwide (QS Rankings)
  • Ivy League institutions (Harvard, Yale, Princeton)
  • Leading research opportunities
  • STEM OPT work authorization for international students (up to 3 years)

3. Quality of Life

  • High standard of living in most regions
  • Advanced healthcare (if insured)
  • Safe, clean cities and suburbs
  • Natural diversity (beaches, mountains, deserts, forests)
  • Cultural diversity and international communities

4. Path to Permanent Residency

Many visa pathways lead to a green card (permanent residence) and eventually U.S. citizenship, offering:

  • Freedom to live and work anywhere in the USA
  • Access to government benefits
  • Ability to sponsor family members
  • One of the world’s most powerful passports

Visa Options for Moving to the USA

The U.S. offers numerous visa categories. Your best option depends on your purpose, qualifications, and timeline.

Work-Based Visas

H-1B Visa (Specialty Occupation Workers)

Best for: Professionals with bachelor’s degree or higher in specialized fields

Requirements:

  • Job offer from U.S. employer
  • Bachelor’s degree (or equivalent experience)
  • Specialty occupation (tech, engineering, finance, healthcare, etc.)
  • Employer sponsors and files petition

Key Details:

  • Duration: 3 years (renewable once for 3 more years = 6 years total)
  • Annual cap: 85,000 visas (65,000 regular + 20,000 advanced degree)
  • Lottery system due to high demand
  • Spouse (H-4) can apply for work authorization
  • Path to green card through employment-based immigration

Costs:

  • Employer pays petition fees: $2,000-$5,000
  • Attorney fees: $2,000-$5,000
  • Your costs (visa application): $190
  • Total employee cost: ~$200-500

Timeline:

  • Lottery registration: March
  • Selection announcement: March/April
  • Visa processing: 3-6 months
  • Start date: October 1 of lottery year

Success Rate: ~25-30% (lottery odds)


L-1 Visa (Intracompany Transfer)

Best for: Managers and executives transferred by multinational company

Requirements:

  • Worked for company abroad for 1+ year
  • Transferring to U.S. office of same company
  • Manager, executive, or specialized knowledge role

Key Details:

  • Duration: L-1A (executives/managers): 7 years max | L-1B (specialized knowledge): 5 years max
  • No annual cap (no lottery!)
  • Fast processing available
  • Spouse (L-2) gets automatic work authorization
  • Straightforward path to green card (EB-1C for managers/executives)

Costs:

  • Employer pays: $3,000-$7,000
  • Visa application: $190
  • Premium processing: $2,805 (15-day guarantee)

Timeline:

  • Standard processing: 2-4 months
  • Premium processing: 15 days
  • No waiting for lottery

Advantage: More reliable than H-1B (no lottery)


O-1 Visa (Extraordinary Ability)

Best for: Individuals with extraordinary ability in sciences, arts, education, business, or athletics

Requirements:

  • Evidence of extraordinary ability
  • Sustained national or international acclaim
  • Recognition from peers, organizations, or experts
  • Continued work in area of expertise

Evidence Needed (at least 3 of following):

  • Major awards or prizes
  • Membership in prestigious associations
  • Published material about you
  • Judging work of others in your field
  • Original contributions of major significance
  • High salary relative to others
  • Published work in major media
  • Critical role in distinguished organizations

Key Details:

  • Duration: 3 years (unlimited renewals)
  • No annual cap
  • Self-petition possible (don’t need employer sponsor in some cases)
  • Path to EB-1A green card

Costs:

  • Attorney fees: $5,000-$15,000 (complex petition)
  • Filing fees: $1,000-$1,500
  • Visa application: $190

Timeline: 2-6 months (premium processing available)


E-2 Visa (Treaty Investor)

Best for: Entrepreneurs starting/buying business in USA

Requirements:

  • Citizen of treaty country (60+ countries qualify)
  • Invest substantial capital in U.S. business
  • Business must be operational (not passive investment)
  • Create jobs for U.S. workers

Investment Amount:

  • Minimum: $100,000 (varies by business type)
  • Typical: $200,000-$500,000
  • No fixed minimum (must be “substantial”)

Eligible Countries: UK, Canada, Japan, Australia, Germany, France, Spain, Italy, and 50+ more. Not eligible: China, India, Russia, Brazil

Key Details:

  • Duration: 5 years (unlimited renewals)
  • Spouse gets work authorization
  • No direct path to green card (but can transition to EB-5 or employment-based)

Costs:

  • Investment: $100,000-$500,000+
  • Attorney/business setup: $10,000-$30,000
  • Visa application: $315

Timeline: 3-6 months


Student Visas

F-1 Visa (Academic Student)

Best for: International students pursuing degree at U.S. university

Requirements:

  • Accepted to SEVP-approved institution
  • Proof of financial support (tuition + living expenses)
  • Intent to return home after studies (initially)
  • English proficiency

Key Details:

  • Duration: Length of program + grace period
  • Can work on-campus (20 hrs/week during semester)
  • Optional Practical Training (OPT): 12 months post-graduation work
  • STEM OPT extension: Additional 24 months (total 3 years for STEM majors)
  • Can transition to H-1B while on OPT

Costs:

  • Visa application: $185
  • SEVIS fee: $350
  • Tuition: $10,000-$60,000/year (varies widely)
  • Living expenses: $15,000-$30,000/year

Timeline:

  • Apply 120 days before program start
  • Processing: 2-8 weeks

Top Strategy: Study STEM field → OPT → H-1B → Green Card


Family-Based Immigration

Immediate Relative Green Card

Best for: Spouses, parents, and unmarried children under 21 of U.S. citizens

Requirements:

  • U.S. citizen sponsor (not permanent resident)
  • Qualifying relationship
  • Financial sponsorship (I-864 Affidavit of Support)

Key Details:

  • No numerical limits (no waiting!)
  • Direct path to green card
  • Processing: 12-24 months
  • Conditional green card for spouses married less than 2 years

Costs:

  • I-130 petition: $675
  • I-485 (adjustment): $1,440
  • Medical exam: $200-$500
  • Total: ~$2,500-$3,500

Timeline: 12-24 months total


Family Preference Categories

Best for: Other family members of U.S. citizens and permanent residents

Categories:

  • F1: Unmarried adult children (21+) of U.S. citizens – 23-year wait!
  • F2A: Spouses and children of green card holders – 2-year wait
  • F2B: Unmarried adult children of green card holders – 6-year wait
  • F3: Married children of U.S. citizens – 14-year wait
  • F4: Siblings of U.S. citizens – 23-year wait!

Note: Wait times vary dramatically by country. Mexico, India, Philippines, and China have much longer waits.


Employment-Based Green Cards

EB-1 (Priority Workers)

Subcategories:

  • EB-1A: Extraordinary ability (self-petition, no employer needed)
  • EB-1B: Outstanding professors/researchers
  • EB-1C: Multinational executives/managers (after L-1A)

Requirements:

  • Sustained national/international acclaim
  • Evidence of achievements in your field
  • High-level position (for EB-1C)

Key Details:

  • No labor certification required (PERM)
  • Current priority dates (no wait for most countries)
  • Fastest employment-based green card route

Costs:

  • Attorney fees: $7,000-$15,000
  • Filing fees: $1,000-$2,000
  • Total: $8,000-$17,000

Timeline: 8-18 months


EB-2 (Advanced Degree) & EB-3 (Skilled Worker)

EB-2 Requirements:

  • Master’s degree or bachelor’s + 5 years experience
  • Job offer requiring advanced degree
  • PERM labor certification

EB-3 Requirements:

  • Bachelor’s degree OR 2 years skilled experience
  • Job offer matching qualifications
  • PERM labor certification

Key Details:

  • Employer sponsors entire process
  • PERM process: 6-12 months
  • I-140 processing: 4-6 months (or 15 days with premium)
  • I-485 (green card application): 8-30 months
  • Major backlogs: India (13+ years), China (6+ years), others (1-3 years)

Costs (employer pays most):

  • PERM labor certification: $3,000-$7,000
  • I-140 petition: $715
  • Attorney fees: $8,000-$15,000
  • Employee pays I-485: $1,440

Timeline: 2-15+ years (depending on country of birth)


EB-5 (Investor Visa)

Best for: High-net-worth individuals willing to invest in U.S. economy

Requirements:

  • Invest $800,000 (Targeted Employment Area) or $1,050,000 (other areas)
  • Create 10 full-time jobs for U.S. workers
  • Active investment in new commercial enterprise

Key Details:

  • Direct green card pathway
  • Conditional green card for 2 years
  • Remove conditions after job creation proved
  • Entire family gets green card

Costs:

  • Investment: $800,000-$1,050,000 (may be returned after 5 years)
  • Attorney fees: $30,000-$50,000
  • Filing fees: $4,000-$6,000
  • Regional Center fees: $50,000-$80,000

Timeline: 2-5 years

Risk: Investment may not be returned; job creation requirements must be met


Diversity Visa Lottery

Best for: Nationals from countries with low U.S. immigration rates

How It Works:

  • Free annual lottery
  • 55,000 green cards awarded randomly
  • Must be from eligible country (not India, China, Mexico, Philippines, UK, Canada)
  • High school education or 2+ years work experience required

Registration:

  • Opens: October each year
  • Entry: Free online application
  • Selection: May (following year)

Odds: ~0.5-2% (varies by country)

If Selected:

  • Process like immigrant visa
  • Must complete within fiscal year or lose selection
  • Total cost: $2,000-$3,000

Cost of Living in the USA

Living costs vary dramatically depending on location. Here’s a breakdown by region:

Major Cities (High Cost)

San Francisco / Silicon Valley

  • 1-bedroom apartment: $2,500-$3,800/month
  • 3-bedroom apartment: $4,500-$7,000/month
  • Groceries: $400-$600/month
  • Transportation (car): $500-$700/month
  • Healthcare: $300-$600/month
  • Total (single): $4,500-$6,500/month

New York City

  • 1-bedroom apartment: $2,800-$4,500/month (Manhattan) | $1,800-$2,800 (outer boroughs)
  • 3-bedroom apartment: $4,000-$8,000+/month
  • Groceries: $400-$600/month
  • Transportation (subway): $130/month
  • Total (single): $4,000-$6,000/month

Los Angeles

  • 1-bedroom apartment: $2,000-$3,200/month
  • 3-bedroom apartment: $3,500-$5,500/month
  • Groceries: $350-$500/month
  • Transportation (car essential): $500-$700/month
  • Total (single): $3,500-$5,000/month

Mid-Size Cities (Moderate Cost)

Austin, Texas

  • 1-bedroom apartment: $1,400-$2,200/month
  • Groceries: $300-$400/month
  • Transportation: $400-$600/month
  • Total (single): $2,500-$3,500/month

Seattle, Washington

  • 1-bedroom apartment: $1,800-$2,800/month
  • Groceries: $350-$450/month
  • Transportation: $300-$500/month
  • Total (single): $3,000-$4,200/month

Denver, Colorado

  • 1-bedroom apartment: $1,500-$2,400/month
  • Groceries: $300-$400/month
  • Transportation: $350-$500/month
  • Total (single): $2,500-$3,700/month

Affordable Cities (Lower Cost)

Phoenix, Arizona

  • 1-bedroom apartment: $1,200-$1,800/month
  • Total single budget: $2,200-$3,000/month

Charlotte, North Carolina

  • 1-bedroom apartment: $1,100-$1,700/month
  • Total single budget: $2,000-$2,800/month

Indianapolis, Indiana

  • 1-bedroom apartment: $900-$1,400/month
  • Total single budget: $1,800-$2,500/month

Additional Monthly Expenses

  • Phone: $50-$100
  • Internet: $50-$80
  • Gym: $30-$100
  • Entertainment/Dining: $300-$600
  • Car insurance: $100-$200 (varies by state/age)
  • Health insurance: $200-$600 (employer-sponsored) | $400-$1,200 (private marketplace)

Taxes: Federal + State + Local = 20-40% of income (depending on salary and location)


Healthcare in the United States

Health Insurance Requirements

Unlike many countries, the USA does not have universal healthcare. Health insurance is essential and often expensive.

Employer-Sponsored Insurance (Most Common)

  • Employer pays 60-80% of premium
  • Employee pays: $100-$400/month (individual) | $400-$1,200/month (family)
  • Deductibles: $1,000-$6,000/year before insurance fully covers costs
  • Co-pays: $20-$50 per doctor visit

Private Marketplace (Self-Employed)

  • Premium: $400-$1,200/month (individual) | $1,200-$2,500/month (family)
  • Subsidies available based on income
  • Purchased through healthcare.gov or state exchanges

Without Insurance

  • Doctor visit: $150-$300
  • Emergency room: $500-$3,000+
  • Hospital stay: $10,000-$50,000+
  • Risk: Medical bankruptcy (leading cause of bankruptcy in USA)

Quality of Healthcare

When insured, U.S. healthcare is world-class:

  • Cutting-edge medical technology
  • Highly trained specialists
  • Short wait times for procedures
  • Leading research hospitals (Mayo Clinic, Cleveland Clinic, Johns Hopkins)

Challenge: Navigating complex insurance system and high costs

Read Also: Digital Nomad Visa Guide 2025: 50+ Countries Offering Remote Work Visas


Finding Work in the USA

Industries Hiring International Workers

Tech (Software/IT):

  • Highest H-1B sponsorship rates
  • Companies: Google, Microsoft, Amazon, Meta, Apple
  • Salaries: $100,000-$250,000+

Healthcare:

  • Physicians, nurses, physical therapists
  • H-1B for doctors; EB-3 for nurses
  • Salaries: $70,000-$400,000+

Finance:

  • Investment banking, consulting, accounting
  • Companies: JPMorgan, Goldman Sachs, McKinsey
  • Salaries: $80,000-$200,000+

Engineering:

  • Mechanical, electrical, civil, chemical
  • Manufacturing, construction, energy sectors
  • Salaries: $70,000-$150,000

Academia:

  • Professors, researchers
  • J-1 or H-1B visas common
  • Salaries: $60,000-$150,000

Job Search Strategies

1. Target H-1B Sponsors: Use USCIS H-1B employer database
2. LinkedIn: Most popular professional networking site
3. Company careers pages: Apply directly to target companies
4. Networking: Alumni networks, professional associations
5. Recruitment agencies: For specific industries
6. Student route: F-1 → OPT → H-1B most common path

Job Boards

  • LinkedIn
  • Indeed.com
  • Glassdoor
  • Monster.com
  • AngelList (startups)
  • Dice.com (tech)
  • USAJobs.gov (federal government)

Education System in the USA

For Your Children

Public Schools (Free)

  • Funded by local property taxes
  • Quality varies dramatically by neighborhood
  • Best public schools rival private schools
  • Available to all residents regardless of immigration status

Private Schools ($10,000-$50,000/year)

  • Religious schools: $5,000-$20,000/year
  • Independent schools: $20,000-$50,000/year
  • Boarding schools: $40,000-$70,000/year

Homeschooling

  • Legal in all states
  • Growing trend (3-4% of students)
  • Parent-led education

Pro tip: Research school district quality before choosing where to live. Websites like GreatSchools.org rate schools.


Best States and Cities for Immigrants

Most Immigrant-Friendly States

California

  • Pros: Largest immigrant population, diverse, many services in multiple languages, sanctuary state policies
  • Cons: High cost of living, high taxes
  • Best cities: Los Angeles, San Diego, San Francisco, San Jose

Texas

  • Pros: No state income tax, strong economy, affordable (outside Austin), growing tech scene
  • Cons: Hot climate, conservative politics
  • Best cities: Austin, Dallas, Houston, San Antonio

New York

  • Pros: Massive diversity, international culture, public transportation, strong immigrant communities
  • Cons: High cost, cold winters, high taxes
  • Best cities: New York City, Buffalo (more affordable)

Florida

  • Pros: No state income tax, warm climate, Latin American connections, affordable (outside Miami)
  • Cons: Hurricane risk, hot/humid summers
  • Best cities: Miami, Tampa, Orlando

Washington

  • Pros: Tech industry, no state income tax, beautiful nature, progressive policies
  • Cons: Expensive (Seattle area), rainy
  • Best cities: Seattle, Bellevue

Best Cities for International Expats

1. Austin, TX – Tech hub, young population, live music capital
2. San Diego, CA – Perfect weather, diverse, laid-back lifestyle
3. Seattle, WA – Tech opportunities, natural beauty, coffee culture
4. Boston, MA – Education hub, history, four seasons
5. Raleigh-Durham, NC – Research Triangle, affordable, growing
6. Denver, CO – Outdoor lifestyle, healthy living, mountain access
7. Portland, OR – Hip, progressive, food scene, nature nearby
8. Chicago, IL – Big city amenities, affordable, diverse neighborhoods
9. Miami, FL – International gateway, Latin culture, beaches
10. Nashville, TN – Music city, growing economy, Southern charm


Step-by-Step Relocation Checklist

12+ Months Before Move

  • [ ] Determine visa pathway (work, student, family, etc.)
  • [ ] Research job market and industry demand
  • [ ] Improve English proficiency (TOEFL/IELTS if needed)
  • [ ] Save money for relocation (minimum $10,000-$20,000)
  • [ ] Get passport or renew if expiring soon
  • [ ] Research states and cities
  • [ ] Start networking on LinkedIn

6-12 Months Before

  • [ ] Secure job offer (if work visa) or university acceptance (if F-1)
  • [ ] Employer files visa petition (H-1B, L-1, etc.)
  • [ ] Gather required visa documents
  • [ ] Get FBI background check (if required)
  • [ ] Schedule visa interview at U.S. embassy
  • [ ] Apply for international driver’s license
  • [ ] Research health insurance options

3-6 Months Before

  • [ ] Attend visa interview
  • [ ] Receive visa approval and passport with visa stamp
  • [ ] Book flights
  • [ ] Arrange temporary accommodation (Airbnb for first month)
  • [ ] Research neighborhoods for long-term housing
  • [ ] Get vaccinations (if required)
  • [ ] Notify bank of move (international transactions)
  • [ ] Order U.S. dollars

1-3 Months Before

  • [ ] Finalize housing (long-term lease or purchase)
  • [ ] Arrange shipping for belongings (or sell/store)
  • [ ] Register children for school
  • [ ] Research doctors and dentists in new city
  • [ ] Get international phone plan or U.S. SIM card
  • [ ] Make copies of all important documents
  • [ ] Upload documents to Aqee Smart Vault

Upon Arrival

  • Find temporary housing or move into permanent residence
  • Open U.S. bank account (Chase, Bank of America, Wells Fargo)
  • Apply for Social Security Number (SSN) – go to SSA office
  • Get local phone plan (AT&T, Verizon, T-Mobile)
  • Visit DMV for driver’s license (once you have SSN)
  • Set up utilities (electric, gas, internet, water)
  • Explore neighborhood and locate essentials (grocery, pharmacy)

First 3 Months

  • Apply for credit card (start building credit history)
  • Register car (if purchasing) and get insurance
  • Set up healthcare insurance (through employer or marketplace)
  • Find primary care doctor and dentist
  • Open investment/retirement account (401k through employer, IRA)
  • Join local community groups and clubs
  • File change of address with USCIS if applicable
  • Connect with other expats and immigrants

Cultural Adjustment Tips

American Work Culture

  • Direct communication: Americans value straightforward, clear communication
  • Individualism: Personal achievement emphasized over group harmony
  • Work-life balance: Varies widely (tech startups vs. government jobs)
  • Limited vacation: Standard 10-15 days/year (much less than Europe)
  • Networking: Professional relationships essential for career growth

Social Norms

  • Tipping: 15-20% at restaurants, $1-2 per drink at bars
  • Personal space: Americans value physical distance in interactions
  • Small talk: Common with strangers (weather, sports)
  • Punctuality: Being on time is important in professional settings
  • Greetings: Handshakes common; hugs/kisses less so (except close friends)

Financial Culture

  • Credit score: Essential for renting, loans, credit cards (build immediately!)
  • Cashless: Credit/debit cards preferred; some places don’t accept cash
  • Sales tax: Prices don’t include tax (added at checkout)
  • Tipping: Expected for many services (servers, hairdressers, delivery drivers)

Managing Your USA Move with Aqee

Moving to the USA involves complex paperwork, multiple deadlines, and critical documents. Aqee simplifies the entire process:

Pre-Departure Planning

  • Step-by-step visa application quests
  • Document checklist for interview
  • Track visa processing status
  • Research tools for cities and neighborhoods

Document Vault

  • Upload visa, passport, I-20, I-94
  • Store SSN card, driver’s license, insurance cards
  • Access from anywhere
  • Share with family or attorney

Post-Arrival Tasks

  • Checklist for SSN, bank account, driver’s license
  • Track I-94 departure date
  • Monitor visa and work authorization expiration
  • Reminder for green card renewal (if applicable)

Community Support

  • Connect with other immigrants in your city
  • Get local recommendations (doctors, schools, services)
  • Share experiences and tips
  • Find accountability partners

Start Your USA Relocation Journey with Aqee →


Common Mistakes to Avoid

1. Arriving Without Health Insurance

Medical emergencies can cost tens of thousands. Get insurance before you arrive.

2. Not Building Credit History

Apply for credit card immediately (secured card if needed). Credit score affects renting, loans, even employment.

3. Ignoring Tax Obligations

File U.S. taxes even if you owe nothing. Non-filing can affect future immigration applications.

4. Overstaying Visa

Track your I-94 expiration date religiously. Overstays can result in 3-10 year bans.

5. Not Getting SSN Immediately

You can’t work, open bank accounts, or get credit without a Social Security Number. Apply within first week.

6. Underestimating Costs

Bring more savings than you think you need. First months are expensive (deposits, furniture, emergencies).

7. Not Networking

Professional success in the USA heavily depends on networking. Join industry groups, attend events, use LinkedIn actively.


Conclusion

Moving to the United States in 2025 offers incredible opportunities but requires careful planning, patience, and persistence. The immigration process can be lengthy and complex, but millions successfully navigate it every year.

Key Takeaways:

  • Choose the right visa pathway for your situation
  • Start early (processes take 6 months to years)
  • Save significant funds for relocation and initial months
  • Research your destination city thoroughly
  • Get health insurance immediately
  • Stay organized with documents and deadlines
  • Build credit history from day one
  • Network professionally and socially
  • Be patient with cultural adjustment

The American dream is alive and attainable with proper planning and determination.


Ready to start moving to the USA ? Organize your visa documents, track deadlines, and manage your entire relocation with Aqee’s Smart Vault and Quest system.

Begin Your USA Relocation →

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